Disclaimer

The information contain in TransferMortgage™ Leads and Scorecard is produced using TransferMortgage™ patent pending technologies and is believed to be correct as of the time of generation.

Additional information regarding included data is as follows:

• Certain data elements used to produce TransferMortgage™ leads and scorecards are derived from public data sources including data published by one or more federal agencies.

• Certain data elements are provided by third parties and may include estimates, approximations or calculations that TransferMortgage™ has no control over.

• Current 30-year fixed mortgage interest rates are updated weekly from third party data and are prevailing national interest rates – this rate is intended to be illustrative and not an indicator of what mortgage rate may or may not be available to a specific borrower or for a specific transaction.

• Current 2nd mortgage interest rates are assumed to be 2.00% higher than the current 30-year fixed interest rate described above – this rate is intended to be illustrative and not an indicator of what mortgage rate may or may not be available to a specific borrower or for a specific transaction.

• The Assumable mortgage interest rate is derived from public and/or third-party data. FHA mortgage interest rates are believed to be precise based on federal agency published data. VA rates may represent the prevailing interest rate at the time the mortgage was originated.

• The combined/blended interest rate of the assumed mortgage and the second mortgage is determined by solving for a single equivalent interest rate that results in the same total interest paid as the combination of both loans over the longest term applicable. This calculation reflects real amortization schedules rather than a simple average, ensuring accuracy in representing the true cost of borrowing.